Thursday, May 19th, 2022

Best for easy travel redemption: Capital One Venture Rewards

Why it’s great in one sentence: You‘ll earn 2 Capital One miles per dollar on every purchase with the Capital One Venture credit card, and you can redeem those miles for any travel purchase you make at 1 cent per mile, or transfer them to airlines. Capital One members to redeem for potentially even more valuable offers.

This card is suitable for: People who want to travel for free using easily redeemable miles, but with the option to learn how to master transferable miles on airlines for even greater value.


  • Earn 2 miles per dollar on all purchases, with no limit.
  • Redeem miles on any travel purchase at a rate of 1 cent per mile.
  • Miles can also be transferred to any of the 15 Capital One partner airlines.
  • Up to $ 100 credit when applying for Global Entry or TSA PreCheck.
  • No overseas transaction fees.
  • No annual fee for the first year, then $ 95 per year.

Recruitment bonus: 50,000 miles after spending $ 3,000 on purchases in the first three months after opening the account.

What we like about Capital One Venture: Some people want easy-to-redeem travel rewards. Others don’t mind more complicated redemptions if they can increase the value of your miles. The Capital One Venture card offers you the best of both worlds. For people who don’t want to deal with complex graphics or rewards availability, you can use Venture’s “draft purchase” feature to erase any travel purchases of $ 25 or more you make with the card at a rate of 1 cent per mile, making the 50,000-mile sign-up bonus worth at least $ 500 worth of trips. To take the time and effort to find first-class flight redemptions, Capital One’s 15 airline transfer partners offer another mode of use. You can transfer miles to most of these partners at a 2 to 1 ratio.5 (which means that for every 2 Venture miles you transfer, you will get 1.5 air miles at the other end), while Emirates, Singapore Airlines, and JetBlue transfer in a 2 to 1 Ratio. You will also get a credit of up to $ 100 when applying for Global Entry or TSA PreCheck, there are no overseas transaction fees and you have a year with no annual fee to try the card.

What could be better: you will forfeit any bonus category with the Capital One Venture card’s 2 miles to the dollar, no matter what you buy. There is also no introductory balance transfer or interest rate on purchases, so don’t plan on using it to transfer a balance. And if you only plan to redeem the miles with the “Purchase Draft”, you might be better served with our Citi Double Cash referral card, as you will earn 2 cents on the dollar spent on both, but the Venture card has an annual fee of $ 95 after of the first year. Capital One transfer partners include only one US airline option (JetBlue), although more advanced cardholders will be able to take advantage of international airline alliances for domestic swaps. If you think you will combine some airline transfers in the future, The Venture card serves as a great entry point for beginners to the world of transferable points.

Where our referral card outperforms: registration bonus, purchase protections, and travel protections.

Where our referral card is best: Citi Double Cash does not have an annual fee and there is an introductory fee on balance transfers.


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